Privacy Policy

Revised: August 4, 2016

Arbitration Forums, Inc., ("AF", "We," "Our") is committed to respecting the privacy rights of all users of AF's website. As such, we have established this Privacy Policy ("Policy"), which sets forth AF's policies regarding the collection and use of information via ("Site"). The public areas of this Site are generally accessible by all users; however, member areas of the Site are only accessible by users who have been authenticated and granted permission by AF to use AF's online services ("Online Products and Services"), including arbitrators ("Member Arbitrators") and persons who use AF's Internet-based dispute resolution services, including Online Filing and E-Subro Hub, for the processing of subrogation demands (collectively referred to as "My Arbfile"). Only authenticated and authorized Users may access the My Arbfile section of the Site.

By visiting this Site or using any of AF's features, including Online Products and Services, you consent to AF's collection, use, storage, deletion, and disclosure of information relating to you as set forth in this Policy.

Information You Give Us

AF does not collect personal information unless you voluntarily provide it to us. We do collect Usage Data (as described below) and other information related to use of the Site. We also collect certain types of profile information when a User account is created. The following sections describe the type of information we collect, how we collect it, and how we use it.

Public Areas of the Site

All Users may visit the public areas of the Site without being asked to disclose personal information about themselves. However, Users will have the opportunity to request information from AF, or to otherwise interact on or with the Site, in which case an email or other address or contact information may be collected to allow AF to comply with the request, and for other purposes as may be disclosed at the time the request is made, or otherwise, as set forth in this Policy.

Authenticated User Information

To participate in Online Products and Services, Users (including Member Arbitrators) must be granted permission to use the Site by AF and provide certain profile information, which may include (for illustration purposes only) user ID, password, name, title, department, your company's name, mailing address, phone number, fax number, email address, and website address ("Profile Information"). AF does not collect User social security numbers or other personally identifiable information as Profile Information. Upon completion of a profile, Users with permission to use the Site will be authenticated in a manner determined by AF in its sole discretion ("Authenticated Users"). Once authenticated, Users and Member Arbitrators may view their Profile Information by visiting the My Arbfile section of Online Products and Services and edit "My Profile" Information.

AF may suspend, revoke, or withdraw permission granted to an Authenticated User at its sole discretion and without notice, as deemed necessary for the administration of this Site and Online Products and Services, including, but not limited to, violation of this Policy or AF's Rules.

AF may use Profile Information to communicate with Authenticated Users regarding the operation of and changes to My Arbfile and Online Products and Services. AF may disclose the Profile Information of an Authenticated User to administrators, Member Arbitrators, and/or other parties who are designated by such Authenticated User (through such Authenticated User's use of My Arbfile or otherwise), to be provided access to such information.

Case Management Information and Materials

During use of Online Products and Services, Authenticated Users should refrain from disclosing confidential, proprietary, or personally identifiable information about a User, the User's company, or any other individual. All Users are encouraged to report to AF any instance of such information appearing on public areas or member areas of the Site. Given the nature of AF's role as the administrator of Online Products and Services, AF cannot guarantee nor prevent Users from disclosing confidential, proprietary, or personally identifiable information to other Users.

Usage Data

Our servers automatically track certain information about visitors who use our Site. This data may include Users' or Authenticated Users' domain name, type of browser and operating system, Internet service provider, Internet protocol (IP) address, the website from which they arrived at the Site, the amount of time spent on the Site or using Online Products and Services, and the ways in which they use the Site or the Online Products and Services (collectively, "Usage Data").

AF will monitor and use Usage Data in aggregated form to measure the Site's performance and Online Products and Services activity, and improve the Site's design and functionality. This statistical or other information is not used by AF to identify individual Users visiting the public areas of the Site. This non-identifying information may include, for example, the patterns, trends, preferences, and other collective characteristics of our Users and Authenticated Users. Use of this information helps us evaluate and tailor our communications, advertisements, and general business practices to the needs of our Users and Authenticated Users.

AF may also use Usage Data in unaggregated form to investigate and prosecute security violations.


Cookies are small bits of electronic information that a website sends to a visitor's browser and are stored on the hard drive. Like many websites, we employ the use of cookies in certain areas of the Site to allow us to provide information that is targeted to your interests, make your online experience more convenient, and enable you to more easily communicate and interact with the Site. We do not receive or record any personal information in the cookies we use, and they are never tied to anything that could be used to identify you. Although most Web browsers automatically accept cookies, you may choose to change your browser to block cookies or to notify you when you are sent a cookie. You can still use the Site if the browser is set to reject cookies.

Opt-Out Choices

To "opt-out" of (1) receiving communications from AF (except for communications necessary for the operation of the Site, Online Products and Services, or as otherwise permitted under this Policy) or (2) any other consent previously granted for a specific purpose concerning your Profile Information, send an email request to

Linked Sites

AF may provide links to third parties' websites ("Linked Sites") from the Site or the Online Products and Services. Linked Sites are not necessarily reviewed, controlled, or examined by AF in any way, and AF is not responsible for the privacy policies and practices of any such Linked Sites or any additional links contained at the Linked Sites. These links do not imply AF's endorsement of or association with the Linked Sites.

Disclosure Pursuant to Law

AF may make information concerning Users and Authenticated Users, the Site, Online Products and Services, and the uses thereof available to law enforcement personnel and agencies as required by law or to enforce the Terms of Use and may disclose such information if required by law or a judicial or governmental order or subpoena. AF may also disclose such information to protect its property or in furtherance of an investigation regarding a breach of Online Products and Services rules and policies, unauthorized access to or use of the Site or Online Products and Services, or any illegal activities concerning a particular User or Authorized User.


AF takes the security of your information seriously, and has therefore implemented reasonably appropriate technology and security policies and procedures intended to reduce the risk of accidental destruction, loss, unauthorized disclosure of or access to, such information. However, no server, computer or communications network or system or data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect user Profile Information or personally identifiable information disclosed by a User, we cannot ensure or guarantee the security of any information you transmit to us or through the use of any Site features; and you acknowledge and agree that you provide such information and engage in such transmissions at your own risk.

In the unlikely event that AF believes that the security of your Profile Information in AF's possession or control may have been compromised, AF may seek to notify you of that development. If a notification is appropriate, AF would endeavor to do so as promptly as possible under the circumstances, and, to the extent AF has your email address, AF may notify you by email.

Updates to the Privacy Policy

AF may, at its sole discretion, update this Policy at any time and from time to time, by posting the revised or amended Policy on the Site. The revised or amended Policy shall be effective upon posting. Any access to or use of the Site or Online Products and Services following such update shall be deemed consent to such update. All visitors are encouraged to refer back to this page regularly.

Contact, Questions, Comments, or Complaints

If you would like to communicate with AF regarding privacy issues or have questions, comments or complaints about this Policy, please send such communication to: or submit by mail to:

Arbitration Forums, Inc.
3820 Northdale Boulevard, Suite 200A
Tampa, Florida 33624